Metal Roof vs Shingles: Here’s What Homeowners Need To Know
Red metal roof on a residential home

As a Florida homeowner, you’ve likely faced the important decision of choosing the right roofing material for your home. With extreme weather conditions (such as hurricanes), and insurance concerns, making the right choice is crucial.

In this blog, we’ll discuss the pros and cons of metal roofs vs shingles, two popular options for Florida homes.


A roof covered with brown bituminous shingles.

Shingle Roofs

Shingle roofs have long been a popular choice among homeowners, particularly due to their affordability and wide range of styles and colors.

The most common type of shingle roof is the asphalt shingle, which consists of a fiberglass or organic mat coated with asphalt and topped with granules. These granules provide protection from the sun’s UV rays and help to create the desired aesthetic appearance.

Asphalt shingles come in various colors and styles, such as three-tab, architectural, and designer shingles, allowing homeowners to choose a look that complements their home’s design. They also offer good fire resistance and can be easily repaired or replaced if damaged.

Now that we have a general understanding of shingle roofs, let’s delve into their pros and cons:


Pros of shingle roofs

  1. Affordability: Asphalt shingle roofs are generally easier to install and more affordable compared to other roofing materials.
  2. Variety of styles and colors: With a wide range of options, homeowners can find a shingle roof that matches their home’s aesthetic.


Cons of shingle roofs

  1. Shorter lifespan in Florida: Shingle roofs, especially asphalt shingles, often have a shorter lifespan of around 15-18 years in Florida due to the extreme weather conditions.
  2. Susceptible to damage: Hurricanes and severe weather events can cause significant damage to shingle roofs, leading to costly repairs or replacements.
  3. Insurance coverage concerns: Insurance companies may be reluctant to cover older shingle roofs, forcing homeowners to replace them even if they’re still in good condition.


A brown metal roof on a residential home

Metal Roofing

Metal roofing has gained popularity in recent years thanks to its durability and ability to withstand extreme weather conditions.

Metal roofs are available in various styles, from the classic standing seam to the more modern metal shingles that closely resemble traditional asphalt shingles or even wood shakes.

One of the main selling points of metal roofing is its longevity, often lasting several decades with minimal maintenance. In addition, these roofs are energy efficient, reflecting the sun’s rays and reducing the heat absorbed by your home. This can result in lower energy bills and a more comfortable living environment.

With this in mind, let’s explore the pros and cons of metal roofing:


Pros of metal roofs

  1. Longer lifespan: Metal roofs can last at least twice as long as asphalt shingles.
  2. Better resistance to extreme weather conditions: Metal roofs are less likely to be damaged by hurricanes and other severe weather events.
  3. Lower insurance concerns: Insurance companies are more likely to cover metal roofs for a longer period, typically up to 30 years.


Cons of metal roofs

  1. Higher upfront cost: Metal roofs can be more expensive initially, but their longer lifespan and lower maintenance costs may offset this over time.
  2. Limited style options: While there are various styles and colors available for metal roofs, they may not offer the same level of aesthetic customization as shingles.


Metal Roof vs Shingle Roofs

Choosing the right roofing material for your home is an important decision that requires careful consideration of factors such as cost, durability, aesthetics, and maintenance. Both metal and shingle roofs have their own unique set of advantages and drawbacks.

Let’s examine some factors that can help you decide which option is best for your home:



Metal roofs have a higher upfront cost compared to shingle roofs, which may be a deciding factor for homeowners with a tight budget. However, it’s important to consider the long-term investment, as metal roofs tend to last longer and require less maintenance than shingle roofs.


Aesthetic Preferences

The appearance of your roof can significantly impact the overall look of your home. Metal roofing offers a sleek, modern appearance that complements contemporary homes, while shingle roofing provides a more traditional and classic look.

Consider the architectural style of your home and the aesthetic you want to achieve when deciding on the right roofing material.


Long-Term Durability and Maintenance

Metal roofs are known for their long-lasting durability and ability to withstand harsh weather conditions, such as hurricanes, which are common in Florida.

Shingle roofs, although rated to last for several years, may be more vulnerable to damage during extreme weather events. Metal roofs also generally require less maintenance than shingle roofs, which can save you time and money in the long run.


Insurance Requirements

Insurance companies in Florida may be hesitant to insure shingle roofs that are older than 15-18 years, even if they are still in good condition. This could force homeowners to replace their roofs for insurance purposes.

Metal roofs, on the other hand, are often considered more favorable by insurance companies, as they are less likely to require replacement for up to 30 years.

Taking these factors into account will help you make a well-informed decision on the best roofing option for your Florida home. Remember to consult with a professional roofing contractor to ensure you’re choosing the right material and that it’s installed correctly, maximizing the benefits of your investment.


Aerial top view of house metal shingle roof with attic windows and black car on paved yard.


Choosing between a metal roof vs shingles can be a challenging decision for Florida homeowners. By considering factors such as budget, aesthetics, durability, and insurance requirements, you can make an informed choice that best suits your needs.

Remember, consulting with a residential roofing contractor who has specialized knowledge in both types of roofing materials can help guide your decision. Plus, opting for an energy-efficient option like a metal roof can provide added benefits in the long run.

At Citrus Roofing Contractors, we understand the roofing industry inside and out. We can help you determine what type of roof is right for you, and make sure it is installed professionally. Contact us today, or Request Your Quote for a comprehensive and personalized estimate.

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